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Previously answered questions
Can I get car finance on the dole?
Hi, what's the likelihood of being able to get a car on finance while on the dole?
Sharon Kelly (Dublin)
Sep 2019 Filed under: finance
Zero per cent finance on these SUVs?
Hi,
Can I get 0% finance on the Toyota RAV4 Hybrid or Kia Sorento GT line?
E Farrell (Dublin )
May 2019 Filed under: finance
Can my company buy an EV on finance?
Hi, I have just set up a limited company. I would like to buy an electric company car as there is zero BIK on it. I don't have enough funds in the company to purchase outright. Is there a finance option deal whereby I can make payments monthly?
Thanks
Micheal
Micheal Curran (Dublin)
Mar 2019 Filed under: finance
How best to deal with car finance in negative?
I have a car that is worth €8,000 and the finance outstanding is €11,000 so if I buy a car with a trade in bonus it narrows the gap in clearing my loan. Toyota's deal comes to mind here. Apart from finding the difference myself is there any option open to me?
Thanking you.
Gerard Power (Kilrush,Co.Clare.)
Nov 2018 Filed under: finance
Which car finance route to go, please?
Hello,
I would like to buy a car I'm used to second hand cars as I have a very limited budget. I'm still confused about the PCP option, scrappage trade ins and hire purchase. My normal route is to get a loan from my credit union, but the older my car is the more I end up paying for repairs. Could you help me in finding my best option because I'm a bit lost with it all?
Thank you
Anita
Anita O' Brien (Cork)
Aug 2018 Filed under: finance
Buying a car with finance owed...
I have looked at a great second hand car being sold privately; however, car history reports show that there is outstanding finance on the car. The owner has told me that the finance was cleared this morning, but that it could take the bank two weeks to finalise and close the account. Is there any way that the current owner can get his bank to prove to me that the loan has been cleared and that it is ok for the car to be sold to me?
Neil O'Callaghan (Dublin)
Dec 2012 Filed under: finance
I have cash, how will I buy a car?
What is the best option when buying a car. I have cash so don't need a financing arrangement
1. Buy a new car outright with cash and trade it in every year?
2. Buy a second hand car?
3. Put a large deposit down on a car and get into a financing arrangement on a new car?
Lee Russell (Dublin)
Mar 2018 Filed under: finance
Should I worry about outstanding finance?
I am purchasing a used car imported from the UK by a dealer in Dublin who appears to specialise in this type of car sales. I have paid a small deposit to the dealer but have discovered via a Cartell.ie check that the vehicle has outstanding finance of a type called 'Unit Stocking' from a UK finance company. Interestingly the start date is shown as 01/02/2018 with a term of six months. I was told there was no finance outstanding on the car and the vendors appear to be respectable and trustworthy.
What steps should I take to protect my interests prior to completing the purchase?
GH, Tullamore
Gabriel Hannon (Tullamore)
Feb 2018 Filed under: finance
Can you do HP finance with a baloon payment?
Hi there, is there any finance company offering HP with a balloon payment? Don't want PCP.
Mala Gee (Dublin)
Jan 2018 Filed under: finance
Who wins or loses in a PCP contract?
In a PCP contract, who gains or loses if the end of contract value of the car is less than the GMFV?
FRANK DODD (DUBLIN)
Dec 2017 Filed under: finance
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