I'd like to change my Octavia for a Qashqai.

Hello,

I am considering changing my 2007 Skoda Octavia (420,000km on the clock) to a Nissan Qashqai. Can you advise me on best option? Other than visual look I have no knowledge of the Qashqai - where can I read a review? What trade in value/scrappage can I expect? Is it better to seek finance or pay cash?

Any advice and guidance on how I should progress will be appreciated.

Regards

PJ Ferris (Drogheda)

Jan 2016 Filed under: choosing new car

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Expert answer

Hi P J,

The current model Nissan Qashqai, introduced at the beginning of 2014, is a really cracking choice - well made, frugal and nice to drive. Go for the 1.5 diesel if you do big miles, or the 1.2 petrol turbo if you're mostly doing short hops around town.  As for your Octavia, I'd say you could expect to get around €5,000 as a trade in, depending on the dealer and your car's condition and history.

Finance or cash? Easy: if you can afford to pay cash, do it. You'll be able to argue yourself a decent discount up front and you won't be paying any interest. As for finance, PCP offers are tempting and very good value, but they kind of rely on you coming back in three years' time for another car. If that's not your plan, then a personal Credit Union or bank loan could actually work out better value overall. If you have a financial advisor they can give you more detailed advice than I, and check out the CompleteCar.ie Guide to Car Finance for more information.

Neil Briscoe - Complete Car Advisor
@neilmbriscoe