Hi Pat,

This is a very particular car that you are looking for, but thankfully there are some options for you without spending the sort of money that you would need for a Volvo XC70. For a start you could choose something from the Audi range, which has some Avant models with quattro all-wheel drive. You could have an Audi A4 allroad quattro, which could be just about right for what you need as it has a good 2.0-litre diesel engine and has an elevated ride height so it can cope with the odd muddy field. It is a handsome thing too. This starts at €45,400 and while it isn't very well known it is a cracking car.

A cheaper option but along the same lines would be the Skoda Octavia Scout, which has a 140hp diesel engine, a decent 4x4 system and loads of luggage space. The emissions are a little high though, at 173g/km, which makes it Band E in terms of road tax. 

Another really good choice would be the Subaru Outback, which comes with a superb 2.0-litre turbodiesel engine and all-wheel drive. Subaru is really talented at making this sort of vehicle and I've driven this car and really rate it. It has 150hp, 350Nm of torque and it still comes with reasonable emissions of 156g/km, putting it in motor tax Band D. There is no automatic option for this car though, so that perhaps rules it out for you. 

If you could cope without an automatic transmission then the Subaru would be the best buy, but I guess the Audi with quattro in an A4 Avant is your best choice. However, you are going to have difficulty with the A4 allroad in terms of you cannot have an automatic in the 2.0-litre TDI it seems, only in the 2.0-litre FSI petrol or the 3.0-litre TDI. 

Hope that helps anyway