Will the insurance be high on a BMW 1 Series Sport?
Hi guys, my son is thinking of buying a BMW 1 Series diesel. It's a Sport model. What does this mean and would it have implications for his insurance? He's 27.
Thanks.
Sean CApr 2014 Filed under: insurance
Expert answer
Hi Sean,
Well, any insurance company is going to load any male driver under 30 with a hefty premium, and if they're going for a BMW, any BMW, then that premium will be stacked higher still. Perhaps it would be better to seek out a version of the 1 Series that doesn't specifically have the word 'Sport' in its name? The SE model is just as good to drive and look at and there's no actually major dynamic benefit to having the Sport badge on the car.
Or, if the insurance is still working out too steep, why not consider a MINI? A One D would be pretty much as much fun to drive as the 1 Series, cheaper to run and insure and still has that BMW-style handling (front-wheel drive notwithstanding). Could be a better car to drive until he's past 30 and into the sunlit uplands of cheaper insurance.
What do you think?
Neil Briscoe - Complete Car Adviser@neilmbriscoe