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Previously answered questions
I can't get insurance on a private van...
I currently own a standard car. Like many, I'd love a campervan, but the costs are too high, so I am hoping to buy a van to convert it. I am not a business owner, and I am aware I will pay the private tax on the van.
However, I seem to be coming across an issue with insurance. I understand I will have to take out a new policy, I would not move my no claims over to the van, so will be starting from scratch. But I seem to be declined insurance everywhere and I'm not sure why. I would insure it as a private van, until the conversion is complete and then look into converting on the logbook etc. Is there any law/rule against owning a commercial van, taxing and insuring it privately, converting it and then not changing it on the log book to a campervan?
There seem to be so many hoops to jump through, I just want to put a bed in the back of my van...
Any help would be appreciated, thank you!
Kirsty Durnall (Midleton)
Sep 2024 Filed under: insurance
I can't fully insure my Tesla with Aviva!
Hello,
I’ve bought a Tesla Model 3 LR/AWD (not the Performance model). I’m taking delivery on 29 September. I’ve been driving for 40 years, insured (full comp.) with Aviva since 2010 and never had a claim. Today Aviva tells me it will only offer third party cover on a Tesla. I’ve pressed them on this - no budge. Are you familiar with EVs being harder to insure?
Thanks
Ray Hennessy
Ray Hennessy (Ennis)
Sep 2021 Filed under: insurance
How to get a Nissan Navara insured privately?
Hi,
I recently bought a Nissan Navara privately and I can’t seem to get it insured for private use. How do I get it insured and taxed privately?
Thanks
Gavin Dolan (Ireland)
Aug 2021 Filed under: insurance
How much to insure a Transit privately?
How much would a 171 Ford Transit Connect cost to insure privately?
Maire Twiss (Milltown )
Feb 2021 Filed under: insurance
Worried about insuring a Ranger privately...
Hi there,
I found your article on commercial vehicles very helpful. I am looking to buy a Ford Ranger from a family member. It’s currently taxed and insured commercially, but I plan to buy it and change the tax to private and only then can I get an insurance quote. Can you please tell me a little about the process? I feel like I’m buying a little blindly since I can’t get an insurance quote until I tax the vehicle privately. I can’t tax it privately until I buy it.
Any help would be appreciated.
John
John Wedick (Wexford )
Feb 2021 Filed under: insurance
Having difficulty insuring a commercial Yeti...
Hi guys,
I was really interested to read your article on taxing and insuring commercial vehicles for private use. I drive a commercial Skoda Yeti (2.0-litre 4x4) that is registered commercially, but which I have taxed and insured privately. I have no VAT number so commercial tax and insurance is out of the question. Adding to this, I can only find one insurer to give me a policy. I was wondering if it's possible to re-register the car as a private vehicle that just happens to have no back seats. This was flagged as the reason insurers won't look at me (my driving history is squeaky clean). Any suggestions here would be great. I love the car and got a great price on it so I really dont want to sell it.
Conor Behan (Thomastown)
Jan 2021 Filed under: insurance
Can I privately insure a commercial pick-up?
Hi,
I am buying a brand new commercial vehicle (pickup style) for private use. I will be taxing it privately. I have rang three insurance companies and they will not quote me privately on the vehicle because it is listed as a commercial vehicle on their system. Is there an insurance company that specialises in this type of private insurance? If not, how do I insure the vehicle?
Dermott Cunningham (Dublin)
Jan 2021 Filed under: insurance
Can I get insured on a car-van privately?
Is it possible to get insured on a small car-van for private use?
PJ Kielty (Ballina, Tipperary)
Dec 2020 Filed under: insurance
I'm about to buy my first car...
I have €1,300 saved for a first car. Preferably looking for a Polo or Golf with a smaller engine but anything will do. What kind of insurance would I be looking at for a young driver on something like that?
Bevan Gillmor (Mullingar)
Jan 2021 Filed under: insurance
Do I need an insurance green card now?
I will be travelling from Wales via Holyhead by car. I am old enough to remember "green cards" for motorists on continental roads; will I require one when driving in the Irish Republic?
Eddy Rowlands, Anglesey
Eddy Rowlands (Beaumaris)
Dec 2020 Filed under: insurance
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