Can I privately insure a commercial pick-up?

Hi,

I am buying a brand new commercial vehicle (pickup style) for private use. I will be taxing it privately. I have rang three insurance companies and they will not quote me privately on the vehicle because it is listed as a commercial vehicle on their system. Is there an insurance company that specialises in this type of private insurance? If not, how do I insure the vehicle?

Dermott Cunningham (Dublin)

Jan 2021 Filed under: insurance

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Expert answer

Hi Dermott,

Indeed, we’ve heard from more than a few readers about difficulties getting private insurance on a commercial. The first thing you need to do is to change the tax status of your pickup by phoning your nearest motor tax office, and ask them to transfer you to the private car taxation setting. That should help. The next thing to do is to get hold of a good insurance broker who can help you navigate through the sticky quicksand of Irish car insurance. There are no insurers who specialise, as far as we know, in commercial-to-private insurance

Neil Briscoe - Complete Car Advisor
@neilmbriscoe