Can I use a VW Amarok for private use?

Hi,

I am trying to buy a Volkswagen Amarok because I am constantly driving around quarries as I am a truck driver, and my car just doesn’t suit the terrain. I have tried enquiring about insurance for this and they are asking for proof of my business but since I am working for someone and not owning my own business then I cannot get insurance

 Is there any way I could change the Amarok over from commercial use to private despite the price of tax but just so that I can insure it as a car?

Thank you very much

Jake Hunter (Doneraile)

Jan 2025 Filed under: insurance

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Expert answer

Hi Jake,

You can easily notify your local motor tax office that you will be using a pickup like the Amarok for private use, and then pay the required motor tax. Unfortunately, that may not satisfy the insurers. Best to ask them before you buy the vehicle if this will be sufficient, and also make sure you get a quote. 

If you have no joy, consider employing the services of an independent insurance broker to do the legwork for you.

Best of luck

Shane O' Donoghue - Complete Car Advisor
@Shane_O_D