What should I do about my car insurance?

I am a new learner driver and hold a provisonal licence. I am interested in buying a Peugeot 206 1.1-litre. I am 24 years old; roughly how much would it cost me to insure and who are the cheapest insurance for girls? Thank you

Kirsty Harris-green (Stourbridge )

Jan 2015 Filed under: insurance

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Expert answer

Hi Kirsty,

I'm afraid it's a classic case of how long is a piece of string? Insurance quotes are often plucked out of thin air and the only way to get the best value is to get on the internet and get on the phone and start looking. Now, based on the details you gave (and a bit of creative accountancy on our part - you do work in a call centre for an accounting firm and live in Skerries in Co. Dublin, right?) the best quote we were able to find for you came from AXA and it was €1,778 - that's for third party, fire and theft.

Obviously, having just third party would be a bit cheaper but it might be worth paying slightly extra this year and getting yourself a more solid insurance record. It's also well worth finding a good insurance broker and seeing what kind of deal they can swing for you. Brokers can often access deals that mere mortals cannot.

Let us know how you get on

Neil Briscoe - Complete Car Adviser
@neilmbriscoe